Topic: argos insurance (Read 6003 times)

tez2384 · « **Reply #40 on:** September 28, 2007, 12:45:50 PM »

We will see lol i dont care weather they end up with long or short hair they will still be gorgeous

tweety · « **Reply #39 on:** September 28, 2007, 12:30:45 PM »

thanx for info.

they're gourgeous

Desley (booktigger) · « **Reply #38 on:** September 27, 2007, 21:44:24 PM »

They dont look very fluffy to be honest. They could both be shorthaired despite parents being one of each.

tez2384 · « **Reply #37 on:** September 27, 2007, 21:42:40 PM »

heres some better pix,
There mum is a short haired tabby and dad a long haired tabby and by the looks of it one is gonna be long haired the other short lol heres some better pix

Gill (sneakiefeline) · « **Reply #36 on:** September 27, 2007, 21:27:18 PM »

3 sounds a good number to me

tez2384 · « **Reply #35 on:** September 27, 2007, 21:18:50 PM »

she does indeed ill do that in a min and then put it up again not very skilled with that sorta thing lol

There nameless atm just cant think off any

My cat population is going up lol thats 3 now

Gill (sneakiefeline) · « **Reply #34 on:** September 27, 2007, 21:14:02 PM »

Well done

Um think that cute one at bottom needs turning around

names?

tez2384 · « **Reply #33 on:** September 27, 2007, 21:10:46 PM »

I now have 3 cats to insure, I went to cats protection today planning on getting one but i came home with 2 11 week old semi long haired tabbies heres some pix

Gill (sneakiefeline) · « **Reply #32 on:** September 27, 2007, 19:33:30 PM »

It means every year

cos one year is the period of insurance

tweety · « **Reply #31 on:** September 27, 2007, 17:09:25 PM »

heya

i got a good quote from axa, and it says per period of insurance....excuse the blondness of this questions but does that mean life (if i continue renewal obviously)?

Gill (sneakiefeline) · « **Reply #30 on:** September 26, 2007, 21:50:54 PM »

Tuff

tez2384 · « **Reply #29 on:** September 26, 2007, 21:50:13 PM »

lol
Im going to change to axa tommorrow bet argos wont be to pleased

Gill (sneakiefeline) · « **Reply #28 on:** September 26, 2007, 21:48:14 PM »

When my NIL access policy with M&S runs out next year I reckon its gonna be AXA here I come, as long as they dont change things much and someone can then tell me how to do 4 cats

tez2384 · « **Reply #27 on:** September 26, 2007, 17:57:21 PM »

i couldnt see it on there eithier,
Yeah it is a good price think ill change mine now before kitty gets older or gets any illnesses!

Millys Mum · « **Reply #26 on:** September 26, 2007, 17:41:15 PM »

I didnt see it on the site so that may be why FF couldnt do one. Still a good price without a multi cat discount tho.

tez2384 · « **Reply #25 on:** September 26, 2007, 17:27:45 PM »

im not sure if they do or not i will try and find out for you

Millys Mum · « **Reply #24 on:** September 26, 2007, 17:25:58 PM »

Axa's website http://www.axa.co.uk/consumer/insurance/index.html

Quote

I tried contacting AXA for a quote - won't do it on phone and can't do multiple cats online.

The way i did it for my lot with M&S (as i didnt want to phone them) was to insure 1 and wait for paperwork. I then had a reference code to enter in to get the discount.

Do AXA actually give a multipet discount?

tez2384 · « **Reply #23 on:** September 26, 2007, 13:12:51 PM »

i done it online as i only have one cat atm,
Untill the weekend when i go to cats protection lol

sixfurballs · « **Reply #22 on:** September 26, 2007, 10:07:04 AM »

how did you go about getting the AXA quote - I liked M&S but when I discovered that AXA underwrote them I tried contacting AXA for a quote - won't do it on phone and can't do multiple cats online.

alisonandarchie · « **Reply #21 on:** September 26, 2007, 02:46:46 AM »

I am going to look into it as well.

thats brilliant.

Gill (sneakiefeline) · « **Reply #20 on:** September 26, 2007, 00:45:22 AM »

Wow and did you look at the terms and conditions to just check em out?

In theory insuring direct with AXA should be cheaper than with companys who they underwrite.

I must get a quote myself LOL

tez2384 · « **Reply #19 on:** September 26, 2007, 00:35:21 AM »

Axa just quoted me almost the same as i am paying with argos and thats the £7000 a year plan

Susanne (urbantigers) · « **Reply #18 on:** September 25, 2007, 23:20:04 PM »

Quote from: katbuzz on September 25, 2007, 22:48:09 PM

Neither do I. Isn't £6000 per incident quite a lot though? And I paid extra for the tesco one so that it covered me for the incident rather than stop after 12 months.

£6000 isn't a lot really if it's per incident/condition. It's very easy to run up vets bills of thousands of pounds if you have to see a specialist. An MRI scan, for example, will set you back about £2000, if not more. When my Magpie died a couple of years ago the vets bill was over £2000 and he was only there for 5 hours! If he'd survived that night and needed further treatment it would have run into several thousands.

If your cat develops diabetes, kidney disease or something like that, s/he will have it for life and the costs will mount up. The policies that pay out per condition will stop paying out (and I think a lot of them still have a max time limit eg one year) and you will have to fund the treatment for the rest of your cat's life out of your own pocket. When you have cover for life and a maximum amount per year, that amount is re-set every year so they would give you the £6000 or £4000 or whatever each year for as long as your pet had the condition.

tez2384 · « **Reply #17 on:** September 25, 2007, 23:08:58 PM »

im going to try and find some qoates online now

Gill (sneakiefeline) · « **Reply #16 on:** September 25, 2007, 23:03:15 PM »

Then I would get some quotes from AXA and M&S cos if you are gonna change, it sounds like a good time if you can afford it.

tez2384 · « **Reply #15 on:** September 25, 2007, 22:59:22 PM »

I have to pay a £50 access,
I have never had to make a cliam and kitty has never had go to the vets other than for a vaccination and flea treatment,
She has no illnesses,

I searched the internet before i insured her and i thought that £6000 per incident was allot as i dont really understand it all.

Gill (sneakiefeline) · « **Reply #14 on:** September 25, 2007, 22:55:54 PM »

The questions are basic:

Do your cats have any pre-existing conditions, new companies will exclude these maybe
Have they had something that they have been treated for, a new company may exclude this as well
Can you afford much higher premiums..............Misa is the youngest of my cats and his policy went up from £5+ to over £10 this year.
How much is the excess
Do they cover necessary dental treatment that affects health

As said below its best to have an amount per year rather than per condition and M&S is currently £7000 and also one who pays out without too much hassle.
I believe that AXA who underwrite M&S and Sainsburys also have same amount as M&S. Sainsburys are £6500 per condition, so not so good. All their excess are similiar I think and are age related for a set amount plus a %age of amounts over ceratin figures.

Its not good to keep changing companies cos each time you will have a waiti g period before the new one starts............usuallyt 14 days.

You need to go online and get quotes from as many as possible and then compare what they are offering and how much you can afford.

Its best to change when the cats are younger but I changed just over a year ago from Sainsburies to Marks cos M&S were offering such a good deal at that time and my cats were 4, 8 and two pedigrees at 13yrs. The latter twos insurance went up by £10 each this year and they were already twice as much as the others!

alisonandarchie · « **Reply #13 on:** September 25, 2007, 22:53:09 PM »

My vet does not mind I can either pay the bill and then Argos pays me or the vet will send it off and Argos pays him. I have to pay a £50 excess per incident. I suppose it depends on what your vet is willing to do.

tez2384 · « **Reply #12 on:** September 25, 2007, 22:51:26 PM »

i thought the same lol
I think that £6000 per incident is a lot,
It really is so confusing ive red my policy loads but stiill dont understand it all

katbuzz · « **Reply #11 on:** September 25, 2007, 22:48:09 PM »

Neither do I. Isn't £6000 per incident quite a lot though? And I paid extra for the tesco one so that it covered me for the incident rather than stop after 12 months.

tez2384 · « **Reply #10 on:** September 25, 2007, 22:46:03 PM »

Thanks for the info,
I dont understand how it works really,
Do you pay the vets bill and then argos give you the money? Or does argos directly pay the vets?

tez2384 · « **Reply #9 on:** September 25, 2007, 22:44:46 PM »

That's the bit that would concern me. It's best to have a maximum amount per year and cover for life. With a maximum amt per condition, that means that should your cat develop a chronic condition they will stop paying out once the maximum has been reached. With per year policies they will pay out up to the maximum each year.

So regarding this does should i consider changing insurance companies?

alisonandarchie · « **Reply #8 on:** September 25, 2007, 22:43:08 PM »

Im with Argos and have been really pleased so far. I pay just under £4 a month and are covered for £1000 per incident. Archie ran up a bill of over £700 with his tail amputations and then over £300 with his eye injury qwithin 6 months They paid out without any problems. Alison

Susanne (urbantigers) · « **Reply #7 on:** September 25, 2007, 22:31:17 PM »

Quote from: tez2384 on September 25, 2007, 20:26:36 PM

it sounds really good to me but ive never had to get pet insurance before so im not really sure what i need to look out for in policies

the platnum policy is the following:
£6000 per incident

That's the bit that would concern me. It's best to have a maximum amount per year and cover for life. With a maximum amt per condition, that means that should your cat develop a chronic condition they will stop paying out once the maximum has been reached. With per year policies they will pay out up to the maximum each year.

tez2384 · « **Reply #6 on:** September 25, 2007, 21:04:18 PM »

Thats good then,
Argos goes threw axa dont they?
I was shocked at how cheep argos is for such a good sounding premium.

katbuzz · « **Reply #5 on:** September 25, 2007, 20:58:16 PM »

I think that the main thing to look for is that the cover is for at least £4000 (so you are more than covered than that) for the lifetime of the illness and not for the first 12 months only. Does that make sense?

I looked recently and got a couple of quotes and went with tesco as they were the cheapest, and also as I have 3 cats as you get a discount per cat

I can't afford any of the others as they quote much higher prices for London

If I could get your quote i'd be v happy

berties mum · « **Reply #4 on:** September 25, 2007, 20:48:45 PM »

I've got Bella insured on the Argos Platinum plan - been with them for the last two years and all good so far

Gill (sneakiefeline) · « **Reply #3 on:** September 25, 2007, 20:33:05 PM »

I dont know what they are like but try looking at AXA

tez2384 · « **Reply #2 on:** September 25, 2007, 20:26:36 PM »

it sounds really good to me but ive never had to get pet insurance before so im not really sure what i need to look out for in policies

the platnum policy is the following:
£6000 per incident
£1000 death from accident/illness
£1000 advertising and reward
£1000 boarding fees
£500 accidental damage
£1500 holiday cancellation
£1000 quaritine costs
£1000 expenses cover abroad

it covers consultations, diagnostic tests, Xrays, Surgical procedures, Drugs and medication, Nursing and hospitilisation

tez2384 · « **Reply #1 on:** September 25, 2007, 20:14:44 PM »

Im with argos pet insurance but not sure what they are like,

Im on the platinum plan and it is £5.42 per month

does anyone have any experience with them?

As ui dont want to stay with them and there rubbish lol

Author Topic: argos insurance (Read 6003 times)