Its a hard decision to pull away from insurance, I now only have two insured, my accident prone Tufty and the well-hard Theo who will almost certainly end up an amputee due to several significant injuries in one leg.
Both lads are on the gold level plans with ongoing lifetime cover, so are weighted a little heavier but I currently pay £18.40 (per month) for Tufty, aged 3 on Petplan and £15.39 for Theo aged 6 with Animal Friends, (crikey that's £33.79 in total per month!) so obviously to insure the whole bunch would be prohibitive.
Instead I salt away what I can from my wages and have a slush fund which so far (touch wood) has been enough to keep the remaining six beasties healthy and on balance I'm in the black over what I would have paid out in premiums plus the excess at £85 for each condition treated every year.
Sadly with Four of my eight now over 12 years old, Sly with his wobblie legz and my little old FIV Chubster as well, I'm anticipating a costly few years ahead.
Not for the faint hearted this cat owning business. However, the boys say "We're worth it" and I must admit to drawing some comfort from having Tufty and Theo covered, as they would indeed have threatened the bank a couple of years ago with their treatments.
