I agree its the people that wouldn't imagine spending any money on their pets if an accident happened, but then why would they consider insurance if they already think this?
I dont have insurance cant afford it at the moment and yes I have learned my lesson with Ollie
On the other hand I know my animals are going to get the vet treatment they need, even if its a lifelong commitment- that would be the downside of not having insurance
but at the end of the day I know Im still going to pay to keep my animals alive, thats my duty
I do have a savings account with a "few" in it, so if anying major came up I would be able to deal with that. I think thats why Im not too bothered about insurance for now.....
Although I do have to get Macey insured again as the stupid beggers messed it up, and I got mad so left that!