The PDSA is an issue in this area, my vets wont use them due to not getting paid, and we are not in the right postcode area for the hospital. I have to say that while I might not home a cat to someone who is already using something like the PDSA, I dont tend to ask what their financial situation is, I wouldn't like someone saying that to me - if someone had when I took on my first cat, I would never have had one - yet I found the £350 for her emergency vet visit, even though it left me with £20 to last the 2 weeks till I got paid. When teh next cat came, I got a credit card so i could do any ver care they needed and figure out paying it later - yet my neighbour, who earns more than me, made her cat wait months for a dental, despite having a credit card, and booking holidays abroad. I did ask once, but purely cos it was a 19yo student who was moving into her first home - her mum put us at ease completely though. Finn went to a single mum who didn't work a lot of hours, but I knew from waht she was saying he would be spoilt and looked after well.