I hate to do this but this comes from that companies conditions.............my highlights
2) Cover starts from the moment we receive and accept your application and runs for twelve months. Any veterinary treatment for illness which arises during the first 10 days of the policy is excluded Completing this proposal form does not guarantee cover. Policies are issued subject to terms and conditions
3) Cover for veterinary treatment does not include vaccinations, preventative or elective treatment, whelping, kittening, spaying or castration or for any condition which was present before the policy was taken out.