I just did a quote for MAbel, and they have changed the excess for over 9's, it is now coming up as an excess of £125, which i think is ridiculous, there are loads of things that come under that - Pebbles 2 x-rays were just under £100, so I have gone with AXA and changed Molly over before her 6 monthly checkup, in case it shows anything, I dont want to be tied to Sainsbury's with that excess.
Thought you might all want a warning, and they are one to take off my list for recommendations. I have had issues with them this year over Tiger's policy (it took them 3 months to close the policy, and they had to refund me cos of taking money, I Wasn't happy)