Topic: Ridiculous insurance renewal quote (Read 3891 times)

Hannikat · « **Reply #20 on:** June 27, 2008, 16:25:22 PM »

oh thanks candy I never even THOUGHT about that!

Desley (booktigger) · « **Reply #19 on:** June 24, 2008, 21:28:44 PM »

i am just about to post about Sainsbury's but will add it on here - I just did a quote for MAbel, and they have changed the excess for over 9's, it is now coming up as an excess of £125, which i think is ridiculous, there are loads of things that come under that - Pebbles 2 x-rays were just under £100, so I have gone with AXA and changed Molly over before her 6 monthly checkup, in case it shows anything, I dont want to be tied to Sainsbury's with that excess.

candyshandy · « **Reply #18 on:** June 24, 2008, 20:12:02 PM »

Quote from: Hannikat on June 24, 2008, 19:56:40 PM

Anyone with the PDSA? they are offering me £65 a year for each cat (under 1 year) thats covers vets bills of £5000 with a £50 excess

I don't think thats per condition per year. From reading the policy it would appear to be a pot of £5k per condition, once thats been used thats it. After just claiming £8.5k in 18 months for Fabes I wouldn't take the risk.

tigerbaby · « **Reply #17 on:** June 24, 2008, 20:01:21 PM »

I got lost in the insurance jungle and ended up choosing Healthy Pets. I think I pay £4 something per month for Jameson.

Hannikat · « **Reply #16 on:** June 24, 2008, 19:56:40 PM »

Anyone with the PDSA? they are offering me £65 a year for each cat (under 1 year) thats covers vets bills of £5000 with a £50 excess

Millys Mum · « **Reply #15 on:** June 24, 2008, 15:50:49 PM »

Another good reason for having a moggy

Team Svartalfheims · « **Reply #14 on:** June 24, 2008, 15:45:01 PM »

When I got Pinball Wizard he came with 6 weeks Petplan insurance from his breeder and Petplan have just written to me to say that his insurance runs out in X weeks time and here's a quote for insuring him on their budget pedigree cat plan and the quote was £135 a year which 'generously covers up to £4000 of vet bills'!!

Needless to say I won't be taking that out as I pay about £100 a year per cat with Halifax for £6000 of cover for each of them and I know Halifax pay really quickly. I sent a claim form off to them last month for an £815 Root Canal bill for Boopy on the Monday and had the cheque arrive with me on the Friday.

Halifax are underwritten by AXA.

Millys Mum · « **Reply #13 on:** June 24, 2008, 15:38:41 PM »

Iv just switched the last one from m&s today, iv gone with petplan & got a v.good deal

im extra pleased as they will cover Tazs bladder

its been a year since he last went to the vet for it so theres no exclusion, woo hoo

For those of you who volunteer with rescues who rehome with pet plan you may like to know that you can get a very nice 20%! charity discount

plus multi pet of 5% your laughing.

Dawn F · « **Reply #12 on:** June 24, 2008, 15:28:54 PM »

sainsburys went from 8 to 13 per month per cat

Mark · « **Reply #11 on:** June 24, 2008, 15:28:02 PM »

I did a quote for Alice with Axa and put her down as 9 (Although I'm sure she is older) and it was £9.50 a month.

Dawn F · « **Reply #10 on:** June 24, 2008, 15:02:15 PM »

I went from m and s after the same thing happened to me but now its happened with sainsburys and tbh I'm to lazy to do anything about it

Liza · « **Reply #9 on:** June 24, 2008, 15:00:35 PM »

Just got my renewal through from M&S .......... Jet is at £155.08 and Cruz is £125.62. Needless to say have looked elsewhere, AXA have quoted £83.45 for the first cat and £79.29 for the second.

Before I go ahead with this does anyone else have any other recomendations

Den · « **Reply #8 on:** April 20, 2008, 11:49:24 AM »

I got annoyed with M&S so I switched to AXA ... it ended up about £50 cheaper - for a switch. Also I did a quote 1 week for a new policy but didn't insure until the following week and it was £6 cheaper bringing it under £100 for a year

*touch wood* I'm very happy with AXA at the moment.

tab · « **Reply #7 on:** April 20, 2008, 08:51:00 AM »

Mogs is insured direct with more than(RSA) so when M&S changed to them I got Amber out imediately. Last year Mogs insurance went from £14.99 a month to £19.99 a month and as shes on medication for high blood pressure Im kind of stuck there. Im dreading renewal this year
love
Tab

Desley (booktigger) · « **Reply #6 on:** April 19, 2008, 23:14:42 PM »

Blimey - glad I never changed to M & S. I do keep wondering about changing to AXA though, I Can't do a quote on my home PC, will have to do it on Mon - it is only 48p a month cheaper for Zi though.

Susanne (urbantigers) · « **Reply #5 on:** April 19, 2008, 23:07:06 PM »

Blimey, that's a bit of a hike! I thought Jaffa's was bad enough with petplan as they also have a fixed excess but only pay a percentage of the claim too (for cats over 10). But at least I don't pay £17.99!! (It's about £11 at the moment but due for renewal in August).

Tiggy's Mum · « **Reply #4 on:** April 19, 2008, 19:53:24 PM »

Am glad you have found a policy you're happy with Christine but just a note for any others thinking of switching insurers. M&S changed their T&C's aswell as increasing the excess due to changing underwriters from Axa to Royal & Sun Alliance. Greenbee and many others are underwritten by Axa but they could of course 'do an M&S' at any time by changing underwriters.

Most underwriters have their own pet insurance, I've just insured the boys directly with Axa. It's the same cover as Greenbee for the same price, I just think that by going direct you will not risk the comapnies doing an M&S and changing underwriters.

koscha (Ruth M) · « **Reply #3 on:** April 19, 2008, 19:16:17 PM »

Amen to that, Blackcat!

blackcat · « **Reply #2 on:** April 19, 2008, 17:26:08 PM »

Insurance companies are the devil's minions on earth. They have no interest whatsoever in providing a service to their customers, just a profit to their shareholders ...

Christine (Blip) · « **Reply #1 on:** April 19, 2008, 16:45:25 PM »

I got Blips insurance renewal this morning. Marks & Spencer proposed to increase the monthly premium from £12.80 to £17.99

and reduce the cover by only paying 80% of any claim (after the normal excess of £75).

They have changed providers, I understand. I was on the phone within fifteen minutes and have renewed Blips cover with Greenbee (part of the John Lewis Partnership) which is offering better cover for a lower premium. Greenbee insure through AXA.

I was livid.

It looks to me like a cynical ploy to avoid insuring older puddies: Blip will be ten this summer.

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