I agree with you Sharon and I have always been one to advocate insurance on Purrs but as from 23 Oct my senior birmans no longer have it as I have been priced out of the market. Each birman was going to be more than my car insurance so it would have been like having 3 cars and hard to afford one!
I have created a slush fund for them and will be adding to that every month the amoiunt of there old insurance.
I have had to take out a loan to pay off the credit cards ands it wont pay off for 6 years so although they are both empty I cant afford to use them but in a dire emergency would.
The two moggies still have insurance but with an increased excess and cost now nearly double to what I was paying before 23 Oct....sigh
I still advocate insurance especially for young cats but my 17yr old pedigrees with anyone else maybe would have been sentenced to death by the insurance company
Its really not good enough.
Retired and living on a pension is not easy but all 4 will get the best I can give them and they already eat better than me LOL
Sadly the change in economics of the country is not going to help rescues home cats and gradually more and more are going to be dumped, education and neutering must now come into play.