Author Topic: insurance - urgent please  (Read 2336 times)

Offline clarenmax

  • FIV & FELV/Moderating Staff
  • Purrrrrfect Cat
  • *****
  • Posts: 16561
  • My Bridge Baby Max, October 2000 - July 2009 xxx
Re: insurance - urgent please
« Reply #20 on: October 21, 2009, 18:38:52 PM »
I'm so sorry  :hug:

Make custom Glitter Graphics

Poot, adopted 14th August 2009. I'm sure Maxy sent you to me sweetie xx

Offline Michelle (furbabystar)

  • Royal Cat
  • ******
  • Posts: 7416
  • My Baby - Issey
Re: insurance - urgent please
« Reply #19 on: October 21, 2009, 18:17:07 PM »
Just in case anyone posts on this thread!  :hug:

RIP Naboo x

http://www.purrsinourhearts.co.uk/index.php/topic,28487.0.html


oh no  :(

Poor Naboo xx

Offline Bazsmum

  • Purrrrrfect Cat
  • ******
  • Posts: 16662
  • Bazzy Bazilla
    • The Animal Rescue Site
Re: insurance - urgent please
« Reply #18 on: October 21, 2009, 17:57:43 PM »
Just in case anyone posts on this thread!  :hug:

RIP Naboo x

http://www.purrsinourhearts.co.uk/index.php/topic,28487.0.html

Offline naboocat

  • Adult Cat
  • ***
  • Posts: 48
Re: insurance - urgent please
« Reply #17 on: October 21, 2009, 15:01:31 PM »
Quote
what has the vet said is making him so ill then

Some sort of auto-immune problem I think, the vet said he's got a very low red blood count which is probably caused by his immune system attacking his blood.

Offline Michelle (furbabystar)

  • Royal Cat
  • ******
  • Posts: 7416
  • My Baby - Issey
Re: insurance - urgent please
« Reply #16 on: October 21, 2009, 14:43:19 PM »
Thanks everyone.
Vet said we can pay half now & the rest later, unfortunately the vet has said he only has about 30% chance of surviving though so we're not sure what is the best thing to do for him  :(


OMG
what has the vet said is making him so ill then ?

Offline clarenmax

  • FIV & FELV/Moderating Staff
  • Purrrrrfect Cat
  • *****
  • Posts: 16561
  • My Bridge Baby Max, October 2000 - July 2009 xxx
Re: insurance - urgent please
« Reply #15 on: October 21, 2009, 14:09:02 PM »
I'll keep everything crossed for you  :hug: :hug: :hug:

Make custom Glitter Graphics

Poot, adopted 14th August 2009. I'm sure Maxy sent you to me sweetie xx

Offline Leanne

  • Super Cat
  • *****
  • Posts: 2970
  • Milo & Jess
  • Slave to: Jess & Milo
Re: insurance - urgent please
« Reply #14 on: October 21, 2009, 14:02:37 PM »
Thanks everyone.
Vet said we can pay half now & the rest later, unfortunately the vet has said he only has about 30% chance of surviving though so we're not sure what is the best thing to do for him  :(

Oh no  :hug: :hug:

Offline Gill (sneakiefeline)

  • Rainbow Bridge/Rescue/Moderating Staff
  • Purrrrrfect Cat
  • *****
  • Posts: 73567
  • Misa at 4yrs old and new with me
  • Slave to: Misa, Sasa, Franta Napoleon RIP, Ducha RIP and Lupin, Kocka RIP
Re: insurance - urgent please
« Reply #13 on: October 21, 2009, 13:59:05 PM »
Thats very sad and hope he makes it  :hug: :hug:

I would hold off on the insurance I think until you know what you are going to do  :hug:

Offline naboocat

  • Adult Cat
  • ***
  • Posts: 48
Re: insurance - urgent please
« Reply #12 on: October 21, 2009, 13:49:54 PM »
Thanks everyone.
Vet said we can pay half now & the rest later, unfortunately the vet has said he only has about 30% chance of surviving though so we're not sure what is the best thing to do for him  :(

Offline clarenmax

  • FIV & FELV/Moderating Staff
  • Purrrrrfect Cat
  • *****
  • Posts: 16561
  • My Bridge Baby Max, October 2000 - July 2009 xxx
Re: insurance - urgent please
« Reply #11 on: October 21, 2009, 13:33:15 PM »
I would agree that Axa are very good, but unfortunately you won't get this covered under any new insurance policy, as others have already stated, that you can't claim in the first 14 days, and as your vet has diagnosed already, it will be classed as a pre-existing condition  :-[

I hope you manage to get a payment plan sorted out with your vets  :hug:

Make custom Glitter Graphics

Poot, adopted 14th August 2009. I'm sure Maxy sent you to me sweetie xx

Offline Gill (sneakiefeline)

  • Rainbow Bridge/Rescue/Moderating Staff
  • Purrrrrfect Cat
  • *****
  • Posts: 73567
  • Misa at 4yrs old and new with me
  • Slave to: Misa, Sasa, Franta Napoleon RIP, Ducha RIP and Lupin, Kocka RIP
Re: insurance - urgent please
« Reply #10 on: October 21, 2009, 13:14:12 PM »
AXA is a good insurance but it wont cover this as the others have said

Offline Millys Mum

  • Purrrrrfect Cat
  • ******
  • Posts: 11930
Re: insurance - urgent please
« Reply #9 on: October 21, 2009, 13:08:32 PM »
Definately wont get cover for this condition  :hug: i hope he will be ok, it can be expensive finding out the cause of anemia so please dont delay talking to the vets about a payment plan, if you can offer a reasonable down payment it may help their decision, good luck


Offline CC & The Pussycat Guys & Dolls

  • Royal Cat
  • ******
  • Posts: 8612
  • Ollie Bonga
Re: insurance - urgent please
« Reply #8 on: October 21, 2009, 12:49:49 PM »
They wouldn't insure against this illness as the vet has already assessed the cat to be suffering from the illness. And yes there is a 14 day "cooling off" period where they wouldn't cover you for.

Its would be classed as a pre-existing illness, which they dont cover for  :shy:
Just because your out of sight, does not mean your out of mind <3

Offline naboocat

  • Adult Cat
  • ***
  • Posts: 48
Re: insurance - urgent please
« Reply #7 on: October 21, 2009, 12:46:33 PM »
ok thanks everyone. hopefully we'll be able to do a payment plan. The vet didn't say how much it would be likely to cost so have no idea if we can afford it or not. I feel so silly for not getting insurance sooner.

Can anyone recomend an insurer so I can get him insured anyway?

Offline Leanne

  • Super Cat
  • *****
  • Posts: 2970
  • Milo & Jess
  • Slave to: Jess & Milo
Re: insurance - urgent please
« Reply #6 on: October 21, 2009, 12:38:25 PM »
I think everyone is right, there usually is a 14 day exclusion.

Can your vets not offer a payment plan or some sort?

Offline Den

  • Honorary Cat
  • *****
  • Posts: 6423
Re: insurance - urgent please
« Reply #5 on: October 21, 2009, 12:30:40 PM »
I believe you are right Mojo. First 14 days covers accidents but not illness for most if not all policies.

Naboo, I'm so sorry but I don't think you can get insurance that will cover him in time.

lay me down, let me go, feeling heavy the ground is cold,
lay me down take it slow I'm ready to stumble, sing & then swing low
~Use your mutant powers, just talk people to death~

Offline naboocat

  • Adult Cat
  • ***
  • Posts: 48
Re: insurance - urgent please
« Reply #4 on: October 21, 2009, 12:29:11 PM »
Quote
I don't think you are able to claim within 14 days of the policy starting, correct me anybody if I am wrong?

oh no, I just can't afford it  :( We've only had him 6 months & have just never got around to getting the insurance.

Offline Mojo

  • Distinguished Cat
  • *****
  • Posts: 874
Re: insurance - urgent please
« Reply #3 on: October 21, 2009, 12:27:03 PM »
I don't think you are able to claim within 14 days of the policy starting, correct me anybody if I am wrong? :-[

Add Glitter to Pictures

R.I.P My beautiful Mango xx 13/05/2006 - 01/11/2009

Offline JackSpratt

  • Moderating Staff
  • Purrrrrfect Cat
  • *****
  • Posts: 21871
Re: insurance - urgent please
« Reply #2 on: October 21, 2009, 12:24:00 PM »
I think you might struggle finding an insurance company that will cover the cost as you're looking for cover immediately after the diagnosis. I could be wrong and hope I am. Sorry I can't be more help; hopefully someone with a little more information will read this soon.




Carrie, Jack,Toby and Parsley ~ Love and miss you all always.x

Offline naboocat

  • Adult Cat
  • ***
  • Posts: 48
insurance - urgent please
« Reply #1 on: October 21, 2009, 12:22:21 PM »
My poor cat has been to the vets yesterday, just had a phone call to say he's severely anemic & will need treatment, possibly a blood transfusion & injections.

I haven't got insurance yet, but need to sort it out before he goes back to the vets this afternoon.

Can anyone recomend an affordable pet insurance company that will cover this?

Also if anyone has any experience of anemia any advice would be much appreciated, vet didn't give too many details, just said it was life threatening & his immune system was attacking his red blood cells, didn't say how successful the treatment was likely to be.
 

 


Link to CatChat