Purrs In Our Hearts - Cat Forum UK
Cat General => General Cat Chat => Topic started by: Den on March 15, 2010, 18:06:32 PM
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I'm sure I've read a number of times that the excess from AXA has changed from £50 to £75. Is this change just for new policies?
I received my renewel documents today fully expecting to see a change, but was pleasantly greeted with no change AND Memphys policy has decreased significantly - it's now £20 cheaper than when I first insured him :) Though I've not actually made any saving as Mollys is £50 more Lol.
Does everyone else have a £50 excess? Maybe I'm mistaken and there has been no increase.
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Last time I claimed everyone had a £75 excess and they aren't new policies.
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Thanks Lottie - Have yours always been £75 or did they increase from £50?
I was assuming that mine would go up - but both are still £50 (not that I am complaining, it just came as a shock). I even asked my mum if she would double check for me in case I was going blind lol.
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They upped it from £50 :(
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We've had renewals come through for ours (last 3 renewals were for Dinah, Millie and Ruby) in February and all still have the £50 excess. Could peds have a higher excess Lottie?
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my peds still have £50 excess
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Hmmm, so its not universal then. No wonder its confusing :scared:
I just did a quote and Memphs would be cheaper then the old policy but more than the new one and with a higher excess. This insurance biz sure does feel like potluck at times :Crazy:
thanks everyone, and Lottie :hug:
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as far as it seemed to work new policies were all 75 and ones taken out over a year ago were 50, cant remember when they changed the new ones but was before oct last year when mine renewed.
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The girls have a £50 excess, but my neighbours policy taken out last Nov has a £75 excess. I wonder if they are honouring older customers.
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I can't remember what Mosi's is. I got his renewal through a couple of months ago so will check when I get home.
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I have 7 policies with them and have been humming and hahhing about stopping them for the younger ones having built up a fund over last year. If they changed excesses to £75 that would probably tip the scales with me.
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I got renewals for oscar and tilly last week both £50 excess
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Not sure what Alice's is - I will have to find the paperwork. I know her premium went up this year.
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I've just checked Mosi's renewal (January) and the excess is still £50.
ETA Just checked and Jaffa's excess is £75. Must be an age thing.
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How old is Jaffa Susanne? The excess on my mom's cat Susan is £50 and she is 12 years old.
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Jaffa is 12 coming up to 13.
Maybe it is a new thing for new policies but doesn't affect renewals, although that doesn't explain Lottie's being £75. Jaffa's is a new policy as I tried to sort him out with Axa last year and it didn't seem to be going out of my bank account. I think I forgot to return the dd form :-[ So I've signed him up again recently brand new. Mosi's was a renewal.
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ok, so I've just got a quote for a fictitious 4 year old somali called Jasper and it came up with £75 excess. Somewhere on the site I noticed something that implied choice of excess but it didn't seem to give me a choice. Incidentally, the quote was £20 more than I pay for Mosi (I put in exactly same age as Mosi)
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I think it must be just for new policies and can't understand why Lottie's is £75 excess.
Don't think Axa paperwork is the clearest Susanne and remember I almost overlooked returning initial direct debit as I thought I had supplied sufficient info online for it to be set up. Also have never got to grips with whether it's necessary to telephone to confirm renewals; so I always do just in case.
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I ended up phoning them last year to make sure they had received the payment. I was in such a panic ... How hard is it for them to send a letter confirming you've paid and the policy has been renewed :Crazy:
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You don't have to do anything to renew - it said that on my renewal letter. but I really thought I had set up the dd for Jaffa as you do it online. It was ages before I realised I wasn't payign for him. so he's only just got insured now.
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I've just checked Mosi's renewal (January) and the excess is still £50.
ETA Just checked and Jaffa's excess is £75. Must be an age thing.
The birmans excess still £50 and they are peds and aged 16 1/2 LOL and of course am constantly claiming for Franta
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Must be due to recently insuring him Susanne, as Zia is 19 and I only paid £50 excess on her claim - still waiting for Molly's to be processed.